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  • Aug 22, 2006
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by BluWahoo  Yesterday

Just discovered that your topics are closed. I have been so busy at work, that I haven't posted in quite some time. I don't have any topics and don't want any. I won't go into details as to why, but hope to see you around playing some of the other games. Your games were simple to play to most, but difficult to others making it not so fun. Have a great week. Im looking forward to dry weather (fingers crossed) !

by clww  Apr 14, 2014

Boy, we're having fun now!

by gax  Apr 14, 2014

Aw man! I was enjoying one of the c/d page I participated in. Sorry to see it closed. I was just getting the hang of it. :)

by MissyLou9164  Apr 14, 2014

Sorry to see your c/d's closed !! Enjoy your day & happy posting !!

by RONALD777  Apr 14, 2014

Good decision you have made on your topics.

by YouAreNumber6  Apr 14, 2014

Sorry you feel you have to close them

by Sneakers55  Apr 10, 2014

(continued) I'm old enough I need to do a will, and I think by the time I'm going to pass on I'll only have very distant living family if things are going as we expect. Things will probably go somewhere if I die without a will, but my money will not go to charity as I want it to without a will! (Nobody in the family seems to want it. They all tell me to give it to my favorite charity.)

by Sneakers55  Apr 10, 2014

(continued) In April 2012, I was so overwhelmed with keeping track of my own investments that I realized it was going to be a full-time job. So, in June 2012, I had my professional money manager draw up a $2000 recommendation of how to invest my nest egg. It went on for about two dozen pages and they sent another booklet that described their investment process in great detail. I decided to go with them and they applied the $2000 charge against my regular quarterly money management fees. I really like my money manager. They have regular meetings among their clients to discuss investing, what is going on in the market, and they have regular meetings where the clients just get together and talk between other about tips and tricks of being someone who is a high net worth investor. I had one meeting early last month in Friendswood, and I'm scheduled to have another late this month in Downtown Houston. They also gave me a referral to three estate planning attorneys as I don't have a will yet

by Sneakers55  Apr 10, 2014

(continued) While I was in my 60-day period before layoff, I took an off-hours training class in retirement planning. They recommended substantially equal periodic payments and they told me how to implement it. It's one of the twelve exceptions to the 10% early IRA withdrawal tax. My managers always told me to sock away my money as the aerospace business is contract to contract. I really took that to heart around 1983, when the company switched from a post-tax savings plan to a 401(k) plan. I also had $10,000 that I had put aside in an IRA from 1982 to 1986 that had grown to about $90,000 in 2009. So, I had no shortage of money. I'm not yet a millionaire but I have enough money that I was able to go with a money management firm that advertises on GasBuddy about what to do with your $500,000 of money to invest.

by Sneakers55  Apr 10, 2014

(continued) I was laid off at 54 and 4 months, in the third wave of layoffs, when Space Station development was winding down. There was only one more release for the software group to do, and all I would have been doing was to test my probably unchanged software. I had a medical problem that caused me to only function on second shift. We tried having me come in at noon, but during the first couple of hours I was too foggy in the head. So for management I was low hanging fruit. I got 26 weeks of severance pay, I had a pension I could tap in eight months, and I had my 401(k) and IRA nest egg. I rolled the 401(k) over into my IRA and started doing what is called "substantially equal periodic payments."

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